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Living in Naples Florida in 2023- Complete Guide

Sand beaches and clear waters of the Gulf of Mexico characterize daily life in Naples, Florida. Great waves make the beaches on Florida’s west coast even more alluring. This section of the Florida coast is ideal for basking in the sun and swimming in the clean, calm waters.

Naples is a well-known coastal town in Collier County, Florida, with a population of approximately 21,000 people. The neighborhood may be found on the western coast of Florida, close to the Everglades, and it is included in the Naples-Marco Island Metropolitan Area, which is home to around 325,000 people.

It is situated on the Gulf of Mexico and is known for its pristine beaches and palm tree-lined streets. The overall cost of living index comes in at 111.9, which is much higher than the average of 100 for cities in the United States. The general index for Florida is approximately 103, which indicates that Naples is also more affluent than the rest of Florida when compared to the state as a whole. The city’s annual income per resident places it at the tenth highest level in the United States.

The cost of living in Naples is getting more expensive, particularly with respect to housing, food, and transportation. Residents of Florida are eligible for tax breaks at the state level because there is no state income tax and no tax on income from pensions or 401(k) plans.

Explore the maze of streets and alleys filled with fascinating historical buildings, boutiques, beautiful exhibitions of the local culture, quaint sidewalk cafes, and delicious treats. The influx of tourists, who spend lavishly in Naples, add to the laid-back vibe of the city.

Read on if you’re thinking about making the move from tourist to permanent resident in Naples, Florida.

Home Expenses in Naples

Due to its status as a tourist hotspot, real estate in Naples is quite pricey. At 140, housing costs are much higher than the national average of 100. Property here is still less expensive than in many other American seaside locations. The median home price in Naples is around half of what it is in Carmel-by-the-Sea, a popular West Coast beach resort.

Average Naples House Costs

Naples has an average home value of around $1.1 million, but homes can be found in the region for a wide variety of costs due to factors including size and location. Comparatively, the median price of a property in the Artesia area is around $544,500, while the median price of a home in Olde Naples is around $1.5 million. In contrast, it’s not uncommon for properties in Aqualane Shores to go for over $10 million.

There is a wide range of housing options in the city to accommodate people of all income levels. A high-rise condo in Naples, Florida, with views of the Gulf of Mexico, might go for around $225,000. A $900,000 budget might buy a 2,000 square foot condo in a mid-rise building in a location with direct beach access. It’s possible to spend $330,000 for a 1,300 square foot townhouse in the Palm River area, complete with a screened-in veranda and a balcony. Furthermore, Naples is home to a large selection of luxurious mansions and condos.

The Average Naples Rent

In Naples, a month’s market rent will run you around $1,900. The cost of an apartment, however, might change drastically depending on its location and size. Prices for one-bedroom apartments in Naples average around $1,500 per month, while those for two-bedrooms cost around $2,600 and those for three-bedrooms hover around $4,000.

Utilities in Naples

The monthly mortgage/rent payment is not the only expense associated with homeownership. The monthly housing cost also varies depending on utility usage. In Naples, the average cost to use electricity is roughly 10.5 cents per kilowatt-hour. Neither the U.S. average nor the Florida rate is as low as this.

Naples Food Costs 

Food is a bit more expensive in Naples than in other parts of the country. The city, however, offers a wide range of alternatives including some inexpensive selections.

Naples Restaurants

As a popular tourist destination, Naples is filled with a variety of high-quality dining options that may accommodate any budget or preference. Fast food combo meals may cost around $7, while a three-course dinner for two at a moderately priced restaurant may cost $40. The cost of an appetizer at a high-end restaurant may be anywhere from $5 to $7, while an entree could go anywhere from $38 to $50. Depending on the sort of eatery, prices may range widely.

Spanky’s Speakeasy, known for its straightforward cuisine, Old 41, known for its filling breakfasts and lunches at low prices, and Doc’s Beach House, known for its reasonable prices and beautiful Gulf views, have all been recognized among Naples’ greatest values by locals and visitors alike. Guests love the cheap seafood dishes and patio sitting at Steamers of Naples.

Health Care in Naples

A resident’s health and insurance status will determine how much of their income they will need to set aside for medical expenses. Residents with no insurance or those with large deductibles might still discover ways to cut costs. People who enroll in programs where doctors’ fees have been arranged in advance may, for instance, pay as little as $120 for an annual physical exam.

Public transportation in Naples

Naples has a variety of public transportation options for its citizens. Collier County has a fixed-fare bus system. Adults should expect to pay $2 for a one-way ticket. A dollar is the discounted fare for seniors, students, and military personnel.

There is no fare for kids younger than 5. Prices for day passes range from $3 for the full fare to $1.50 for the reduced rate. Passes of greater duration are available, saving money for those who take the bus routinely. A 15-day pass costs $20 at full price and $10 for seniors, students, and members of the armed forces. The full fee for a 30-day pass is $40, while those in the discount categories pay only $20.

Almost everyone in Naples drives their own car, and most households there own at least two vehicles. Because of its location near Gulf Coast refineries, gas costs in Florida are often lower than in neighboring states.

Things to Do in Naples

Tours of the nearby wetlands, adventures on the ocean, and other forms of outdoor activity are available for those who prefer land and beach activities. The waters of the Gulf of Mexico provide boaters with the opportunity to rest or enjoy the excitement of various water sports, such as kayaking, fishing, parasailing, and more. Snorkeling and scuba diving are both going to be enjoyable activities in this area. There are air events for those who are daring and want to see the ocean’s inhabitants as well as the ocean itself.

Wetlands, which include a total area of 13,000 acres, serve as Florida’s natural environment. You will have the opportunity to see American alligators, sandhill cranes native to Florida, white egrets, endangered wood storks, black bears, and Big Cypress fox squirrels, among other animals.

Final Thoughts

Even while Naples has a higher cost of living compared to the typical city in the United States, it nevertheless offers a lifestyle that is delightful, particularly for people who enjoy participating in seasonal and year-round outdoor activities.

With hassle-free moving services, A1A Movers Naples will take the burden from your shoulders and the strain from your back. Give us a call today! We handle your possessions with the utmost care and respect, and we go above and beyond to guarantee that every one of our customers enjoys a smooth and hassle-free moving experience. A1A Movers will manage all of your stuff in an effective and careful manner, so you won’t have to worry about a thing.